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Welcome to the Down Payment Resource Center provided by Elsa Delacruz. Tell us where you're looking and answer a few questions about your household and see how many programs may match your circumstances

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Our team of agents are ready to help you reach your real estate goals by making your needs our number one priority. We recognize you have a choice when it comes to working with a real estate professional. Our team of agents looks forward to earning your trust and helping you discover the smarter way to buy or sell a home.

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We're here to help you find the home of your dreams. With a team of experts guiding you every step of the way, our extensive knowledge and experience will ensure you have the best home buying experience possible.

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We take the stress out of selling your home by providing a seamless experience from start to finish. Our team will put you in the best position to market your home and sell it for the highest possible price.

REVIEWS

Dr. Wm. Gregory Sawyer

If we had to rate Ben and Elsa Delacruz on a scale of 1 to 10, we would have to write in a 20! We started looking for homes in San Antonio and the Houston area almost a year in advance of one of our retirements as we planned our relocation from California to Texas, and Ben and Elsa were thoughtful and helpful partners at every stage of the process. COVID slowed the process of selling our home and during the six months of flying back and forth and missing out on a few homes we really liked, Ben and Elsa never gave up hope on finding our retirement home. We made several trips to San Antonio and Ben and Elsa (who we affectionately call “Belsa”) always had dedicated time for showing us properties over the two or three days of our stay. They even drove us to Corpus Christi (2+ hours south of San Antonio) a couple of times so we could look at homes on the water. After several trips to San Antonio, Houston, Corpus Christi, and a few Zoom & FaceTime home tours, we are now enjoying coastal life in our DREAM HOME in North Padre Island where we experience stunning sunrise and sunset views from our deck over a wide canal! Ben and Elsa helped us figure out the best way to position our offer to give us the absolute best chance of sellers accepting it. We felt like we were working with our best friends rather than real estate agents because there was no doubt they had our best interest in mind. The Ben and Elsa team was extremely committed to finding us a home that met the needs and expectations described to them during our initial phone call. They worked tirelessly to make our dream become a reality and as we sit in our family room looking over the water, a consistent thought is that this is what retirement should look like. They were reliable and super responsive to all our questions or updates within minutes of us reaching out them. As a husband and wife real estate team, they possess a wealth of knowledge and unique creative input and viewpoints. When you choose to work with Ben and Elsa DeLacruz (and we HIGHLY recommend that you do so!), they will contact you quickly and invite you to meet at a time that is convenient for you to discuss what you want, what you like, deal breakers, price ranges, neighborhoods, etc. To guide buyers through the process, they will give their honest opinion and feedback, and they may suggest you check out properties you might not have been considered, but properties that meet your desired criteria. We absolutely loved working with Belsa! They are simply amazing! If you truly want an extremely positive house hunting experience, with all of the “bells and whistles” of top notch customer service, we highly recommend Benjamin & Elsa (“Belsa”) Delacruz as your tireless working agents. Sincerely, Drs. Greg & Rita Sawyer

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